buffalo dairy farm project report 10 buffaloes page 2

Project cost and bank loanCost. In Rs.
Capital cost
Low cost Shed for 10 buffaloes  50 sq.ft/Buffalo @120/sq.ft60000
Low cost Calf pen for 2 calves 20 sq.ft./calf @120/sq.ft.24000
Cost of 10 graded murrah buffaloes with minimum average 10liter milk yield 10 liter /day @50000/buffalo including transportation500000
Cost of dairy appliances @ 1000/buffalo10000
Cost of one chaff cutter25000
Total619000
Recurring cost to be capitalized
Cost of feed for first batch of  five  buffaloes for one month as per feed chart14700
Cost of insurance  2 animals @5% of animal cost25000
Cost of fodder cultivation in 2acres of land for first session20000
Cost of medicine vaccine, electricity for the first five  buffaloes5000
Labour charge  of one labour for one month6000
Contingency10300
Total recurring expenditure81000
 TOTAL PROJECT COST

 

600000
Margin money 25% of project cost150000
Bank loan 75% of project cost450000
CASH FLOW ANALYSIS
ParticularsProject period
123456
Feeding during lactation period vide yearly lactation days and feed cost as per chart210700240100225400205800205800225400
Feeding during dry period vide dry days and feed cost as per feed chart enclosed242005060057200660006600057200
Medicine vaccine veterinary aid100001000010000100001000010000
Insurance @5% of animal cost /year250002500025000250002500025000
Cost of fodder cultivation200002000020000200002000020000
Labour charge720007200072000720007200072000
Total361900417700409600398800398800409600
INCOME
Sale  of milk @Rs.31/liter during lactation days with average milk yield /10  liter/day666500759500713000651000651000713000
Sale of gunny bags255031503050290029003050
Manure will be utilized in own farm
Value of closing stock of  10buffaloes

(Depreciation on animal cost @10%/year)

200000
Value of building

(Depreciation on building@10%/year)

33600
Value of equipment

(Depreciation on equipment @15%/year)

3500
Total income669050762650716050653900653900953150
Gross profit307150344950306450255100255100543550
Calculation of BCR and IRR
123456
Capital Costs619000
Recurring Cost361900417700409600398800398800409600
Total Costs980900417700409600398800398800409600
Benefit669050762650716050653900653900953150
Net Benefit-311850344950306450255100255100543550
Sl noFinancial indicatorsEstimated valuePreferred value
1.PW costs @ 15%DF2041487.04
2.PW benifits @ 15%DF2775850.90
3.Net Present Worth (NPW734363.86Should be+ve
4.Benefit Cost Ratio(BCR)1.359:1>1
5.Internal Rate of return (IRR)48.04>15%
6.Debt Service Coverage Ratio2.99>1.5

Bank loan 45000 grace period 6 months Loan amount at the end of grace period =450000+27000=477000

S.NoMonthly InstallmentInterestPrincipal Balance
0477000
1932547704555472445
2932547244601467844
3932546784647463197
4932546324693458503
5932545854740453763
6932545384788448975
7932544904836444139
8932544414884439255
9932543934933434322
10932543434982429340
11932542935032424308
12932542435082419226
13932541925133414092
14932541415185408908
15932540895236403672
16932540375289398383
17932539845342393041
18932539305395387646
19932538765449382197
20932538225503376694
21932537675559371135
22932537115614365521
23932536555670359851
24932535995727354124
25932535415784348340
26932534835842342498
27932534255900336597
28932533665959330638
29932533066019324619
30932532466079318539
31932531856140312399
32932531246201306198
33932530626263299934
34932529996326293608
35932529366389287219
36932528726453280766
37932528086518274248
38932527426583267665
39932526776649261016
40932526106715254301
41932525436782247519
42932524756850240668
43932524076919233750
44932523376988226762
45932522687058219704
46932521977128212575
47932521267200205376
48932520547272198104
49932519817344190760
50932519087418183342
51932518337492175850
52932517587567168283
53932516837643160640
54932516067719152921
55932515297796145125
56932514517874137251
57932513737953129298
58932512938032121265
59932512138113113152
60932511328194104959
6193251050827696683
629325967835988324
639325883844279882
649325799852771355
659325714861262743
669325627869854045
679325540878545260
689325453887336388
699325364896227426
709325274905118375
71932518491429233
7293259292330

DISCLAIMER-The views expressed in this model project are advisory in nature. This website assumes no financial liability for anyone using this project report for any purpose.

<<Previous page