Bank loan =504000 grace period 6 months Loan amount at the end of grace period =504000+30240=534240
| S.No | Monthly Installment | Interest | Principal | Balance |
| 0 | 534240 | |||
| 1 | 10444 | 5342 | 5102 | 529138 |
| 2 | 10444 | 5291 | 5153 | 523985 |
| 3 | 10444 | 5240 | 5205 | 518780 |
| 4 | 10444 | 5188 | 5257 | 513523 |
| 5 | 10444 | 5135 | 5309 | 508214 |
| 6 | 10444 | 5082 | 5362 | 502852 |
| 7 | 10444 | 5029 | 5416 | 497436 |
| 8 | 10444 | 4974 | 5470 | 491966 |
| 9 | 10444 | 4920 | 5525 | 486441 |
| 10 | 10444 | 4864 | 5580 | 480861 |
| 11 | 10444 | 4809 | 5636 | 475225 |
| 12 | 10444 | 4752 | 5692 | 469533 |
| 13 | 10444 | 4695 | 5749 | 463783 |
| 14 | 10444 | 4638 | 5807 | 457977 |
| 15 | 10444 | 4580 | 5865 | 452112 |
| 16 | 10444 | 4521 | 5923 | 446189 |
| 17 | 10444 | 4462 | 5983 | 440206 |
| 18 | 10444 | 4402 | 6042 | 434164 |
| 19 | 10444 | 4342 | 6103 | 428061 |
| 20 | 10444 | 4281 | 6164 | 421897 |
| 21 | 10444 | 4219 | 6226 | 415671 |
| 22 | 10444 | 4157 | 6288 | 409384 |
| 23 | 10444 | 4094 | 6351 | 403033 |
| 24 | 10444 | 4030 | 6414 | 396619 |
| 25 | 10444 | 3966 | 6478 | 390141 |
| 26 | 10444 | 3901 | 6543 | 383597 |
| 27 | 10444 | 3836 | 6609 | 376989 |
| 28 | 10444 | 3770 | 6675 | 370314 |
| 29 | 10444 | 3703 | 6741 | 363573 |
| 30 | 10444 | 3636 | 6809 | 356764 |
| 31 | 10444 | 3568 | 6877 | 349887 |
| 32 | 10444 | 3499 | 6946 | 342942 |
| 33 | 10444 | 3429 | 7015 | 335927 |
| 34 | 10444 | 3359 | 7085 | 328841 |
| 35 | 10444 | 3288 | 7156 | 321685 |
| 36 | 10444 | 3217 | 7228 | 314458 |
| 37 | 10444 | 3145 | 7300 | 307158 |
| 38 | 10444 | 3072 | 7373 | 299785 |
| 39 | 10444 | 2998 | 7447 | 292338 |
| 40 | 10444 | 2923 | 7521 | 284817 |
| 41 | 10444 | 2848 | 7596 | 277221 |
| 42 | 10444 | 2772 | 7672 | 269548 |
| 43 | 10444 | 2695 | 7749 | 261799 |
| 44 | 10444 | 2618 | 7827 | 253973 |
| 45 | 10444 | 2540 | 7905 | 246068 |
| 46 | 10444 | 2461 | 7984 | 238084 |
| 47 | 10444 | 2381 | 8064 | 230021 |
| 48 | 10444 | 2300 | 8144 | 221876 |
| 49 | 10444 | 2219 | 8226 | 213651 |
| 50 | 10444 | 2137 | 8308 | 205343 |
| 51 | 10444 | 2053 | 8391 | 196952 |
| 52 | 10444 | 1970 | 8475 | 188477 |
| 53 | 10444 | 1885 | 8560 | 179917 |
| 54 | 10444 | 1799 | 8645 | 171272 |
| 55 | 10444 | 1713 | 8732 | 162540 |
| 56 | 10444 | 1625 | 8819 | 153721 |
| 57 | 10444 | 1537 | 8907 | 144813 |
| 58 | 10444 | 1448 | 8996 | 135817 |
| 59 | 10444 | 1358 | 9086 | 126731 |
| 60 | 10444 | 1267 | 9177 | 117554 |
| 61 | 10444 | 1176 | 9269 | 108285 |
| 62 | 10444 | 1083 | 9362 | 98923 |
| 63 | 10444 | 989 | 9455 | 89468 |
| 64 | 10444 | 895 | 9550 | 79918 |
| 65 | 10444 | 799 | 9645 | 70273 |
| 66 | 10444 | 703 | 9742 | 60531 |
| 67 | 10444 | 605 | 9839 | 50692 |
| 68 | 10444 | 507 | 9938 | 40754 |
| 69 | 10444 | 408 | 10037 | 30717 |
| 70 | 10444 | 307 | 10137 | 20580 |
| 71 | 10444 | 206 | 10239 | 10341 |
| 72 | 10444 | 103 | 10341 | 0 |